How the Ogden discount rate change will affect you…

The government’s announcement that the Ogden discount rate is to be slashed is ringing in the ears of insurers up and down the country. What are the main knock on effects of this news and how will it affect you in the long run? The Ogden is the calculation which...

Will our weakening economy threaten the emerging craft beer industry?

Our national brewers have warned the Guardian that our flourishing craft beer industry could be significantly affected by Brexit and the panic which followed, leading to a pound which is much weaker than that of yesteryear. The craft beer renaissance over the past few years lead to estimations that there...

What Millennials want: how does the new generation shop?

Millennials, Generation Y... whichever term you prefer, those born in the ‘80s and ‘90s will make up the majority of the workforce by 2020. With all that potential spending power, it is important to attract this demographic into your shop – but what exactly do they expect from retailers?

10 Lessons Independent Coffee Shop Owners Have Learned

There’s no such thing as a bad experience, with a lesson to be learned from every mistake or success. When it comes to running your own coffee shop, café or deli, there is plenty of advice to call on. Boost your own business plan with the top 10 lessons coffee entrepreneurs and independent business owners say they wish they had known before they opened their doors…

‘Tis The Season To Be Jolly

Christmas is undoubtedly the busiest time of the year for shop owners and online retailers alike. It is important to note that just because you sell online your physical stock is still an asset. As you stockpile before the festive period, it is very possible that you may be holding a much higher value of stock than other trading periods. It doesn’t bear thinking about but what if the worst was to happen?

Business Insurance for the Self Employed

The UK has seen a huge growth in the number of small businesses in the last few years. The motivation to start a new business and go it alone may stem from a variety of reasons from fulfilling a dream, accommodating a change in family circumstances, a desire to take charge of the future or redundancy.