Commercial vehicle is a category that can describe a great many vehicle types and purposes and at MCM Insurance we know just how to cover them with Commercial Vehicle Insurance.
If your van was stolen and you couldn’t make deliveries as a result, your business revenue is going to suffer. If one of your delivery trucks had broken down, it’ll have an impact on production without a suitable replacement.
A Commercial Vehicle policy accounts for the ways in which commercial vehicles are used, offering a different level of protection that you would find in a standard private motor insurance policy.
For this reason, it’s essential that this cover is right, as failing to disclose material facts, of which business use would be one, could lead to an invalid claim and therefore a lot of unnecessary expense.
The same level of covers still apply; your Commercial Vehicle policy will still be on a comprehensive, third party, third party fire and theft basis, with options of windscreen cover and courtesy vehicle.
Vehicle weight limits and age restrictions are common on many Commercial Vehicle policies, and if your requirements fall outside of these constraints then MCM are here to help make sure you’re still adequately covered.