Categories for Choosing the right Business Insurance

I have a secondary trade or profession, what do I do?

MCM Insurance can currently provide business insurance cover for one trade or profession per policy. If you have a secondary trade or profession you would like to get covered, you will need to take out a separate policy.

Will you do policy adjustments over the phone?

You can change virtually any aspect of your commercial insurance policy through your secure account. If you experience any difficulties when trying to make a change please contact our Customer Service team using the live chat facility on the website.

Is there a no claim discount?

Yes. This is built in to the business insurance policies and is automatically applied when you get a business insurance quote.

Will you match my business insurance quote?

MCM Insurance works hard with all its commercial insurance company partners to ensure its customers receive quality cover at the best possible price. If you find the same commercial insurance policy elsewhere at a lower price, please contact our Customer Service team either via the Live Chat facility on the...

Can I change my insurer at renewal?

Yes you can. MCM Insurance will offer you a business insurance renewal quote from your existing insurer and you can also use get comparative quotes from our extensive panel of insurers through your secure account should you wish.

Are commissions the same across all products?

The level of commission varies by type of commercial insurance policy (e.g. Employers Liability, Public Liability and Professional Indemnity) but is set at the same level for each insurer. This ensures that commission plays no part in the choice of quotes and policies we offer our customers.

What legislation affects my business?

Information about the legislation affecting small businesses and their requirements for insurance can be found in the Learn More and Policies sections of the website.