Categories for Choosing the right Business Insurance

What is Professional Indemnity Insurance?

Professional Indemnity insurance covers professional businesses for their legal liability towards third parties for injury, loss, or damage, arising from their professional negligence or that of their employees. This cover is available on its own or combined with Employers Liability and Public Liability insurance. You can find information about a...

What is Buildings Insurance?

Buildings insurance covers the costs of repairing damage to your business premises. Your business premises should be insured for the full rebuilding cost (not for the market value). If your business is in rented premises, check that the building owner’s insurance covers your business activities. If you work from home,...

What is Contents Insurance?

Contents insurance covers the contents of your business premises including stock, office equipment and machinery. Your home contents policy may not cover you for loss or damage to business equipment, so check it with your home insurance provider. You can find information about a wide range of small business insurance...

What is Motor Insurance?

Motor insurance is a legal requirement to use any vehicle on the road. A personal motor insurance policy may only cover commuting to and from work in which case a commercial motor insurance policy would be required. You can find information about a wide range of small business insurance policies...

What is Crime Insurance or Fidelity insurance?

Crime insurance (also known as Fidelity insurance) covers your business against the loss of money or stock arising from theft or dishonesty by your employees. For more information call us on 0161 786 3150 or visit us in branch.

What is Keyman insurance?

Keyman insurance protects your business against the loss of income resulting from the disability or death of a person in a key position. You can find information about a wide range of small business insurance policies in the Policies section on our website. For more information call us on 0161...

What is Directors and Officers Insurance?

Company directors and officers have specific duties and responsibilities, for which they can be held responsible. Directors and officers insurance (D&O insurance) provides cover for compensation and legal costs, if they are found to have inadvertently acted outside their terms of reference.  You can find information about a wide range...

What is Business Interruption Insurance?

Business Interruption insurance covers you against disruptions to your business that leads to loss of income and extra expenses. Business interruption insurance compensates you for the shortfall in gross profit and pays any increased working costs and fees incurred. For more information call us on 0161 786 3150 or visit...

What is Goods in transit insurance?

Goods In Transit insurance covers goods against loss or damage while in your vehicle or when sent by carrier. You can find information about a wide range of small business insurance policies in the Policies section on our website. Click here.

What is Money Insurance?

Money insurance covers cash, cheques, credit card slips and bankers’ drafts when on or off the premises. For more information call us on 0161 786 3150 or visit us in branch.