What are the risks my business faces?
Information about the risks facing your business can be found in the Learn More section of the website.
Categories for Choosing the right Business Insurance
What is Insurance Premium Tax (IPT)?
Insurance Premium Tax is a government tax (6% for business insurance policies) which is charged on top of your insurance premium. All MCM Insurance business insurance quotes include Insurance Premium Tax.
Is my son classed as an employee?
Close relatives may not be classed as employees of your business. For more information call us on 0161 786 3150 or visit us in branch.
How much is Insurance Premium Tax (IPT)?
Insurance Premium Tax is set at a standard rate of 6 per cent (increased from 5 per cent on the 4 January 2011), and a higher rate of 20 per cent (increased from 17.5 per cent on the 4 January 2011) for travel insurance and some insurance for vehicles and...
Can I reclaim Insurance Premium Tax (IPT)?
No. Insurance Premium Tax is not a recoverable tax like VAT.
How do I adjust my business insurance policy?
You can change virtually any aspect of your business insurance policy through your secure account. Select the policy you want to change from the Policies section of your account and you will then be presented with an option to amend your policy.
What do you do for 20% when you’re an online business?
There are significant costs associated with developing, maintaining and providing access to the MCM Insurance website and all the products and services it contains. These costs are covered by the commission we earn. The commission we earn is low compared to the rest of the market, and is partly why...
Why is my trade/ profession different on my policy?
The commercial insurance industry classifies all jobs and professions into around 800 different types. It is possible that the way you define your trade or profession does not match exactly with the classifications the commercial insurance companies use. If you would like further clarification please contact our Customer Service team...
What time do you close?
You can start a live chat with our Customer Support team between 8 am and 8 pm Monday to Friday, or email the team outside these hours and they will respond first thing on the next working day.
I have tried to report a claim to the insurer but they have no record of my policy.
As a first step, check the policy details you have with those in your secure account. If they are correct then please contact the Customer Services team via the live chat facility on the website or by email to sales@mcmgroup.com