We’re accustomed to greeting news, press releases and even friends with a hint of wariness on 1st April, in preparation for an onslaught of practical pranks, dishonest hoaxes and a generous dose of leg-pulling. But the popular tradition of trying to hoodwink each other on April Fool’s Day doesn’t always...
Directors and Officers are today, facing a challenging environment. With tightening regulation and emerging technologies, executive liability is increasing, especially in the cyber arena. And despite an ever increasing series of cyber-attacks on businesses – a quarter are reporting a breach at least once a month – only 17% of...
It’s fair to say one of the most overlooked policies in the world of insurance would be Directors and Officers (D&0) insurance. It is also known as management insurance and is used to protect the people in the management structure of a business from any claims which may arise from...
We’re used to our miniature card-readers and well-versed in keychain dongles which generate a unique passcode before we can log in to our online accounts. But these once new-fangled features are rather old hat when it comes to banking security. What’s next? From dynamic PIN numbers to iris scanners, there’s...
The media go to phrase of the past decade when it comes to cyber insurance has undoubtedly been “Cyber Attack”. Which for you and I means a data breach leading to the theft of valuable data, we’ve seen numerous examples from the fifteen year old American who managed to hack...
There’s far more that goes into mid net worth, high net worth and ultra high net worth insurance than the policy limits which defines them. Each step-up in classification, for the most part, brings with it a more personalised level of service, and fewer restrictions, as insurance providers understand that...
The way you currently contact your clients and prospects is changing, with the introduction of the EU General Data Protection Regulation (GDPR) in May 2018. Whether you’re sending marketing communications such as blog posts, deals and offers, or providing information about new services, your clients must now specifically agree to...
Reputation is a measurement of how much you are trusted by a relevant community – your customers, suppliers, the public and other businesses. But since the invention of the internet, it has never been easier or quicker for a brand’s reputation to be damaged – and bad publicity can have...
Approximately 1 in 10 people are affected by tinnitus, but how much do you really know about the condition? Are you or your employees exposed? Isn’t it just a ringing in the ears? Most often experienced as a constant ringing, buzzing, whistling or hissing in the ears or head,...
As a residential landlord, you tread a fine line between actively maintaining your property while leaving tenants to live in peace. What is a landlord’s right of entry? Tenants are likely to regard the property as their home. Under “the covenant for quiet enjoyment”, UK law entitles tenants to enjoy...
