How do I choose the right cover for my business?
Please refer to the policy information available on the website. If you would like help in deciding what you need please use the ‘Help Me Choose’ facility on the website.
Categories for Choosing the right Business Insurance
Why should I buy more than one insurance policy?
You should buy the insurance cover that meets your business needs. If you would like help in deciding what you need please use the ‘Help Me Choose’ facility on the website.
Which carrier should I chose?
MCM Insurance offers a broad range of products in order for you to choose the best suited to your needs. We cannot provide you with advice on this decision but if you have any doubts about the suitability of the products available through MCM Insurance you should seek professional advice.
Can you provide retroactive business insurance cover?
Yes. Most Professional Indemnity insurance policies offer a retroactive cover option to provide protection for work you have done in the past. For more information on Professional Indemnity insurance click here.
I haven’t claimed but my price has increased.
Business insurance premiums may fluctuate over time due to general market conditions or changes to the cover provided by your policy.
What business insurance certificates do I legally have to display?
If you are visited by the Health and Safety Executive they will request your certificate of public liability insurance. If you are unable to produce a certificate for them they can fine you £1000 and they can fine your business £2,500 for every day you are without suitable business insurance....
Can you refer me to an insurance broker?
Yes we can. Please contact Customer Services at sales@mcmgroup.com and they will arrange for your details to be passed to our broker partner.
Can I get help with health and safety?
You can. The best source of information is the Health and Safety Executive’s website which can be found at http://www.hse.gov.uk/
What is Employers Liability Insurance?
Employers Liability Insurance helps employers to meet the cost of compensation for the injury, illness or death of employees while at work. This cover is available on its own or combined with Public Liability and Professional Indemnity insurance. You can find information about a wide range of small business insurance...
What is Public Liability Insurance?
Public liability insurance covers your legal liability to pay damages to members of the public for death, bodily injury or damage to their property which occurs as a result of your business activities. This cover is available on its own or combined with Employers Liability and Professional Indemnity insurance. You...