Hired Premises
If you hire premises for meetings, social gatherings and the like, you may have a responsibility to both the owners and the users. Your responsibility to the owners may arise out of your contract with them, so check the wording carefully and make sure that your Public Liability policy is extended to include the risk of damage to property that may be under your custody or control. If you also accept responsibility for the safety to the premises hired, then this may well involve substantial liability to people using the premises.