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The Insurance MarketKey Security and Vehicle TheftIntroduction: The provision of better locks, alarms and immobilisers in new vehicles has greatly improved their security. However, with vehicles becoming harder to break into or steal, thieves are now paying greater attention to theft of vehicle keys - an essential precursor to easy theft of a vehicle. Motor Traders - Guide to Vehicle & Driver ManagementWith the increasing sophistication of vehicle manufacture; vehicle repair cost inflation; and the ever-increasing propensity of the public at large to claim, there is little doubt that the introduction and observance of even the most basic risk management measures can have an impact on your policy premium. Humber Wind Farm Plans RevealedEnergy firm E.ON UK have revealed plans to build an offshore wind farm 8km off the coast of East Yorkshire, just north of the Humber estuary. Government to Free Up £2bn to Help Plant Industry Improve Green PerformanceThe government has revealed plans to free up £2 billion of funding to help machinery makers and suppliers improve their environmental performance and encourage innovation. It's Tough at the TopOnce again MCM Insurance have made it into the Top 100 Independent Insurance Brokers listing in the UK, published by Insurance Age in association with Cornell Consulting and Norwich Union. It's Not All Doom and Gloom for ConstructionUK skills in engineering, building and project management are highly valued. A government capital spending splurge has been widely trailed. Utilities Contractors under ScrutinyThe National Federation of Builders wants to hear from more than 6,000 contractors to scrutinize the connection performance of utility companies. Credit Crunch Affecting ConstructionA slowing housing market has dampened confidence of the construction industry, making it unlikely that the Government will reach its housing targets, according to the latest Royal Institution of Chartered Surveyors (RICS) Construction Market Survey. MCM Launches New Small Business UnitMCM has recently launched its new Small Business Unit (SBU). With over 20 years experience in the insurance industry, the SBU will be headed up by Debbie McGill, who will work closely with the Personal Lines Department run by Helen Walsh, providing an array of relevant expertise. Hirers Enjoy a Record Year as Market ThrivesThe boom in construction has seen the UK's top 10 contractors increase their expenditure on equipment hire by 35 per cent over the last year. New Very Competitive Household and Motor PoliciesWe have recently negotiated very competitive policies for the more 'mature' client. We can compete with internet prices and provide dedicated, professional advice for clients with good claims experience on both household and motor insurance. Crushing Blow for Illegal MotoristsUninsured drivers often drive unroadworthy vehicles and the cost of compensating victims involved in collisions adds an extra £30 a year to insurance premiums on motor insurance paid by honest motorists. UK Market Close to Bottom of CycleBusiness insurance rates in the United Kingdom look set to remain soft throughout 2008, but experts predict that the market is close to the bottom of the cycle. When a Title Can Be CostlyRecent research from Confused.com found that describing your occupation in a different way could save customers up to a third on their motor insurance. ABI: "Meet Our Demands or 500,000 Lose Flood Cover"The ABI is to issue the government a harsh ultimatum in the autumn: meet its list of flood defence demands or 500,000 homes in high risk zones could lose cover. Rates on the Launch PadInsurers are poised to implement rate increases across a range of commercial lines of business. This may have come as a something of a shock, but it is far from being a bolt from the blue. Business Legal Expenses InsuranceAlthough legal expenses insurance (LEI) has been available in continental Europe for over 100 years, it only became legal in the UK as recently as 1974. MCM can now offer a policy for as little as £100. We Thought You Should Know…Did you know that people who drive more than 80% of their annual mileage on work-related journeys are up to 53% more likely to be involved in a motor accident than a private motorist? Motor Insurance Rates HikeInsurer Norwich Union has increased its premiums for renewals by an average of 16% in an attempt to reduce its combined operating ratio. The Current MarketIt has always been difficult, and at times near impossible, to make profit from underwriting general insurance in the UK. Making a Solid StandThe Employers' Liability (EL) market is a changing sector and a very volatile market, with the potential to hurt insurers. With threats such as asbestosis claims hanging over the sector, placing risks at a competitive rate and with a respectable margin has been made more difficult for brokers. Risk Management - Impacts on Insurance PremiumsA poor claims record will affect the amount you pay in insurance premiums. Insurance premiums can be increased or cover may actually be refused. |